Shopping for a health insurance plan? With a wide range of plans available, it's likely you'll find a WellnessSparkLab plan that's right for you. Here are some popular plan types to get you started.
Whether you need coverage for yourself, the short term and ACA Marketplace plan options with health coverage that fits with your unique situation plan.
We're looking for qualified Medicare beneficiaries or a situation or other situation? Our individual Medicare plans help maximize your benefits with extra care as a stand in to your coverage. Some plans cost you $0 per month in added premiums.
See if your doctor is covered or search our large provider to find a provider near you.
Find a providerWhen you're shopping for a plan, it can be helpful to answer the right type of coverage question. Check it out if you see the suitable types and costs or other specific costs or offer specific costs. Explore one below. Some things to think about below or some things to ask yourself when shopping to see if you are:
Browse plans to help cover medical care and services. If you're buying from a Health Insurance Marketplace, you may qualify for a lower cost based on your income and family size.
See all health insurance plansFind coverage that goes beyond Original Medicare, including Medicare Advantage and Medicare Supplement plans, or plans that give you prescription drug coverage.
See all Medicare plansSee state-by-state Medicaid plans and benefits. Often people sometimes qualify for Medicaid if they have low income. Other people can qualify for Medicaid based on a disability or other special situations.
See all Medicaid plansIf you have both Medicare and Medicaid, Dual Special Needs plans (or D-SNPs) from keep your Medicare benefits and you receive Medicaid coverage. Many D-SNPs offer added benefits that are valuable, Some plans don't have added premium costs.
See D-SNP plansView supplemental insurance plans, like dental and vision coverage. Plus, find cancer/critical illness or hospital and accident coverage that can supplement your medical plan.
See all supplemental plansLearn how plans from your employer can help you. Many employers help their employees pay for health plans (and others offer health plans that employees pay for exclusively).
Learn about plans through workWhen you're shopping for a plan, it can be helpful to answer a few questions. Think about things to see one if you are the inevitable one things that matter to you. Also think about costs, like monthly premium costs or other specific costs or offer specific costs. Some things to think about or ask yourself when you are shopping for a plan:
Consider your current health status, any ongoing treatments, and potential future needs. Do you have chronic conditions? Are you planning for a family?
Look at premiums, deductibles, copayments, and out-of-pocket maximums. The lowest premium might not always be the best value.
Make sure your preferred doctors and hospitals are in-network. Out-of-network care can be significantly more expensive.
If you take regular medications, check if they're covered and what tier they fall under in the plan's formulary.